Condo development in Kirkland, WA by JadeKirkland.com? Once you select a lender, you should speak with a loan officer as quickly as possible. At this point, there is one thing you should know. Pre-qualifying means absolutely nothing. All pre-qualifying does is determine the amount of the loan you could qualify for based on factors such as your credit, salary, etc. It does not guarantee that a lender will actually loan you the money. It’s more important to get PRE-APPROVED. Pre-approval means that your application has been submitted to a lender who is willing to extend you a specific loan amount, pending a property and appraisal. Being pre-approved lets you know that you won’t be denied for a loan, and it also provides you with leverage to negotiate the purchase price of a home with the seller.
Draining your savings. Spending all or most of their savings on the down payment and closing costs is one of the biggest first-time homebuyer mistakes, says Ed Conarchy, a mortgage planner and investment adviser at Cherry Creek Mortgage in Gurnee, Illinois. “Some people scrape all their money together to make the 20 percent down payment so they don’t have to pay for mortgage insurance, but they are picking the wrong poison because they are left with no savings at all,” Conarchy says. How this affects you: Homebuyers who put 20 percent or more down don’t have to pay for mortgage insurance when getting a conventional mortgage. That’s usually translated into substantial savings on the monthly mortgage payment. But it’s not worth the risk of living on the edge, Conarchy says. What to do instead: Aim to have three to six months of living expenses in an emergency fund. Paying mortgage insurance isn’t ideal, but depleting your emergency or retirement savings to make a large down payment is riskier.
Constructed with lifestyle, location, and attainable home ownership in mind, JADE serves as a symbol of what’s next for Kirkland—and the greater Seattle metro area. JADE will feature 136 homes from below $400,000 to more than $1M. Occupancy 2021. Born in Germany, raised in southern California, and fluent in Mandarin Chinese, Rachel has a deep appreciation for the world’s cultures, relocation, and travel. She also holds a Bachelor of Arts in Asian Literature and Culture from the University of California Riverside. Having served as a client advisor and visual merchandiser for Louis Vuitton, Rachel understands the luxury market and level of care that working with the Sotheby’s International Realty brand affords her clients. Her promise to her clients is that she will tailor her approach to their individual lifestyle, wants, and needs, and that she is committed to delivering excellence in every interaction and sale. Discover more info on https://www.jadekirkland.com/sales-gallery/.
When looking at homes, you should seriously consider ignoring paint and landscaping. These are two items that are easy to fix, and they should not impact your decision making when purchasing a house. If the home has a terrific location and the paint/landscaping is poor you shouldn’t rule it out, you have to be able to envision what the house will look like when you move in and make changes. A lot of time buyers will not be able to overlook paint or landscaping and this gives an opportunity for others who know how easy it is to fix. Location is something you can’t change, paint and landscaping is something you can.
Terrene Urban and Realogics Sotheby’s International Realty (RSIR) welcomed dozens of brokers to an exclusive introductory open house for JADE Residences at the newly opened sales gallery in Kirkland on Wednesday. Over 50 brokers were in attendance to learn more about this one-of-a-kind collection of condominiums consisting of 135 new residences that stand in an unmatched proximity to the dining and shopping of the Village at Totem Lake and even conveniently across from the Evergreen Health Medical Center.
JADE is a unique and internationally-inspired collection of condominiums anchored within Kirkland’s nature beauty and fully connected with in-city convenience. Designed by Johnson Braund Architects, the vibrant community will have six stories with expansive glass windows, and over 60 percent of condos will have extended outdoor spaces. Constructed with lifestyle, location, and attainable home ownership in mind, JADE serves as a symbol of what’s next for Kirkland—and the greater Seattle metro area. Address: 11903 NE 128th St. | Kirkland, Washington 98034. Find extra information at 1 bedroom condos Kirkland, WA.