Hungarian-British entrepreneur Barbara Jarabik on Hungarian property market evolutions in 2023

Amelia Whitehart - February 2, 2023 - Comments off

Hungarian-British entrepreneur Barbara Jarabik about Hungarian property market trends in 2023: According to Hungarian-British entrepreneur Jarábik Barbara a big change is coming to the Hungarian real estate market in the first quarter of 2023. It is very like that there will be a lot of properties that will see their market value decreased. Within a few months, the Hungarian real estate market will also adapt to international market trends, which are clearly on a downward path. Because of US and EU central banks rate hikes the wave of high cost credit has reached most of the markets and the Hungarian real estate market is no longer an exception.

Hungary’s house price increases are accelerating again. Hungary’s nationwide house price index soared 22.8% (11% inflation-adjusted) during the year to Q2 2022, according to figures from the Hungarian Central Statistical Office (KSH). Supported by improving demand, these latest rises follow y-o-y rises 16.9% in Q2 2021 and 2.6% two years ago. In fact, it was one of the highest annual price growth recorded in the country’s recent history.

There were only 8,326 residential transactions closed in Hungary in October 2022 which is the lowest figure for the month since 2012, brokerage firm Duna House reports. October appeared to be the weakest month this year in terms of the number of transactions and mortgage loans taken out from commercial banks. Buyers took HUF 68 billion in October which is 37% lower than a year ago

BarbaraJarabik-Hungarian-property-market-trends

There is no such scenario where the price of real estates cannot fall even further and the price of several forms of investment and assets is falling because the market affects it. Until now, it was a high demand market, but now the market has reached an inflexion point, which is only further supported by the fact that big utility costs are also a consideration when buying apartments. In the last period, demand and supply roughly equalized each other. However, in the last two or three months, the situation changed. There are more advertisements than interest in properties, and demand has decreased.

Towns and villages in the counties around Lake Balaton are also sought after, representing about 11% of foreign demand. Home purchases by foreigners plunged in the past two years, mainly due to pandemic-related travel restrictions. But before the Covid-19 pandemic, foreign homebuyers had been steadily rising in Hungary – from 3,207 purchases in 2017 to 3,529 purchases in 2018 and finally to 3,753 purchases in 2019. Chinese citizens accounted for more than half of the total, followed by EU citizens (22%), primarily Germans. Other large groups of buyers were Israelis (11%), Russians (4%) and Turks (2%).

After the higher utility bills (a direct effect of international energy market situation combined with the major conflict in Ukraine) , the first significant move of the real estate market may come in February 2023. The real estate market has split into energy-efficient and inefficient properties. The price of energy-efficient properties may increase at a nominal level, but at the same time, we may be in trouble in real terms. The prices of new apartments, which have produced the greatest growth in recent years, are starting to lag behind the increase in real value.

However, according to Hungarian-British entrepreneur Barbara Jarabik, there are enormous opportunities from an investment point of view. This moment could be the long awaited opportunity for major players (investment funds and individual entrepreneurs) to step in. If someone buys the properties in poor condition for a good price, renovates and modernizes them, they can sell the properties with lower utility costs.

Part of the recovery in housing demand during 2014-5 was caused by other government measures. At the beginning of 2013, the government increased the amount of 5-year loan subsidies, the maximum value of subsidized loans, and the loan house price threshold, causing significantly stronger credit demand in the second half of 2013. From July 1, 2015 a non-refundable subsidy, the family housing allowance (CSOK) became available for buying new- and used homes, for apartment expansions, and for home construction. It was expanded in March 2018, allowing families returning from abroad and those already owning a property about to buy new or resale homes to apply for the CSOK. The government now repays HUF 1 million (€ 2,355) of the mortgage loans of families with at least two children. Moreover, every woman under the age of 40 is also eligible for a CSOK interest-free loan when she first gets married.

After the government’s changes in its utility price cap scheme, it became more difficult to sell non-insulated or poor-insulated, big, family houses consuming a lot of electricity and gas. That trend is almost non-existent in the case of small apartments located in Budapest. Investors would like to buy small, cheap apartments to renew and realize considerable profits by selling them. Demand for real estate loans fell significantly. In the past, 60% of the buyers used loans for purchases. This rate has been reduced to only 15% currently.

What 2023 will bring the Hungarian real estate market? Most of the experts (investors, entrepreneurs and real estate professionals) expect an overall price decrease. That will be the lowest in downtown Budapest (maybe around 4-5 percent), while nationwide it will probably be around 10-12 percent. The biggest price hits will be taken by family houses. Their price is expected to decrease by 16-20 percent in 2023. However, this will be, probably, the last big opportunity to buy low and sell high. After inflation growth will slow down in late 2023 and the central banks will start to lower the base credit rates we could expect a sustained upward price trend from 2024. Read additional details on Jarábik Barbara.

Categories : Real Estate

Premium web design tricks with Asko Hilke today

Marian Vasilescu - February 2, 2023 - Comments off

Asko Hilke’s web programming tips and tricks today: Push notification is a good way to connect, compared to text messages or direct calls to your clients trying to stay in touch with them. Make your notifications pithy, stay clear and on-point. Don’t abuse this option, or your precious audience will opt-out of receiving them. There is a report where 32% of app users decline using the app completely because of getting more than 6-10 push notifications in a week. Cloud computing for web applications is a crucial part of the computing world, due to various possibilities like email or backup recovery, big data analytics or virtual desktops, software development and testing, and many more. Developers create apps that can be operated entirely on web-based platforms. Discover additional information on Asko Hilke.

About Asko Hilke: I specialize in responsive, mobile friendly WordPress websites, creating custom themes as well as modifying existing themes, plugins, and writing custom code needed to achieve my client’s goals. I also have experience integrating the WooCommerce shopping cart system for e-commerce websites, as well as working with WordPress.

Over the years, I have developed a wide range of websites including sites for startup companies, small businesses and individuals. I enjoy developing, coding and maintaining clean, professional, easy to navigate websites. I can help you or your business create a website from design concept to a completed, polished and professional site. I can also help maintain and update existing websites.

This theme’s mission is to deliver as in-depth integration with Gutenberg as possible. And it does a very good job of it! Every native block that you can find in Gutenberg is supported by Editor Blocks and looks great on your site (not always the case with other themes). The theme is also easy to work with and offers a handful of new content blocks for Gutenberg via an add-on plugin (also free).

Attractive visuals, clean and appealing UI, great usability and navigation ability are always the first things considered by your customers when they open a website. Effective color scheme and attractive visuals are the easiest way to engage with your customers. It is proven that colors can evoke emotional response, such as blue for calmness, red for enthusiasm and grey for frustration.It is essential when it comes to web site design that you use different colors wisely for your each of your web pages to actively match the purpose and emotional of the page, so that your website can easily grab your customers attention.

Asko Hilke on web HTTPS : Nobody wants to see product pages in the search results for “how to make a protein shake.” Those people are in learning mode, not buying mode. Google understands this, which is why all of the top results are blog posts—not pages selling protein powder. The opposite is true for a query like “buy protein powder.” People aren’t looking for a protein shake recipe; they’re looking to buy some powder. This is why most of the top 10 results are ecommerce category pages, not blog posts. Looking at Google’s top results like this can tell you a lot about the intent behind a query, which helps you understand what kind of content to create if you want to rank. Let’s take a look at a less obvious keyword like “best eye cream,” which gets an estimated 21k monthly searches in the US.

Social Media Marketing (SMM): Simply put, social media marketing refers to the process of using social media platforms to attract traffic and attention. By using social media, you can increase exposure and build meaningful relationships with your customers. While everybody can benefit from SMM as a type of digital marketing, B2C and SaaS companies tend to get the most out of it. Social media marketing is all about listening to what your customers have to say, engaging in the conversation, and sharing valuable content. An example of a tweet from Andy Crestodina of Orbitmedia. Notice how he attracts attention by sharing valuable information (infographic), drives traffic to his website by posting the link and evokes discussion (53 comments!) Together, content marketing, SEO, and social media marketing constitute what is called “inbound marketing”. It is a marketing methodology that aims at attracting, engaging, and delighting leads. Some goals of inbound marketing include attracting users’ attention, driving relevant traffic to the website, and converting it into happy customers.

Asko Hilke on Ecommerce : As your customer scrolls through your product listing, let your customers know of stock availability on the product listing page. Showing this information on the product listing page prevents your customer from feeling frustrated if they click through to the product page and finding out that the product is out of stock. Adding a filter and sort function helps your customers find what they are looking for much easier. To give you an example, if a customer wants to buy a pair of brown men’s shoes within the price range of $45 to $50, then they can select the color brown and price in the filter section.

For teenagers, bright is beautiful. They won’t browse websites with white, grey, and black images. All a designer need to have is a simple, straightforward, and intuitive interface with the right choice of bright colors. Teenagers stepping into this age group are excited and feel more grown-up with this so-called “teens” title. So, as an entrepreneur, it is your primary task to serve kids and teens in separate sections as it may offend teenagers. A proper tone can make or break the site. Don’t put the same content for both the age groups i.e. kids and teens. Avoid using heavy animations as they may annoy this age group.

At its core level, your website exists to help sell products and services. Make sure the site has high-quality images and relevant descriptions of everything you sell to encourage customer conversions. Website Design Tips: What’s Next? Now you know some of our favorite website design tips. But do you know who can enhance your existing design? We specialize in web design, SEO, Google Ads, and so much more. To see what we can do for your business, just contact us today!

Categories : Business

Permanent hair removal clinic Los Angeles with Bad Betty Electrolysis right now

Patrick Moreau - February 2, 2023 - Comments off

Premium hair removal clinic Los Angeles, CA by Bad Betty Electrolysis: Avoid shaving the treatment area for at least 3 days before your appointment. Hair needs to be long enough to grasp with tweezers for optimal treatment. Do not over-consume or binge drink water before your first appointment. Maintaining sufficient hydration for your body and moisturizing daily is all you need. The additional potty breaks will only cut into valuable treatment time. Make sure the area being treated is free of dirt, makeup, deodorant debris, etc. Find even more info on Bad Betty Electrolysis in Beverly Hills, CA.

What should you do if you have low pain tolerance, or you’re receiving electrolysis treatment on a sensitive area? In addition to maintaining a healthy mind and body (adequate rest, regular exercise, a healthy balanced diet, and adequate hydration) here are a few methods of pain management commonly used: The mind is a powerful pain management tool. Anxiety and stress before treatment means that your nervous system is already on alert and prepared to feel each and every insertion! Counteract this by utilizing deep, focused breathing techniques-before and during your appointment. Close your eyes and visualize yourself inhaling and exhaling each breath, redirecting your focus from the sensation of electrolysis to your breathing.

Treatments Don’t Take Long: Laser hair removal treatments are much quicker than you may expect. It takes around 20 minutes to perform treatment on underarms or the bikini area and only about an hour for areas like arms and legs. Don’t expect to spend all day in the spa when having laser hair removal done – you’ll be in and out in no time. You’ll Save Money in the Long Run: When you get laser hair removal treatments done, you eliminate the need for endless amounts of razors, shaving cream, waxing appointments, etc. The cost of having laser hair removal done has decreased while the cost of waxing has increased. Laser hair removal is financially smarter, takes less time and will give you an overall longer lasting result.

It’s Less Painful Than Other Hair Removal Methods: Laser hair removal is a lot less painful than most people think. Many people equate it to the feeling of snapping a rubber band against the skin. Depending on your threshold for pain, you may find it slightly uncomfortable, but the sessions are so fast that most people find it easy to endure. It’s Precise: Laser technology is incredibly precise, making laser hair removal ideal for people looking to target and remove a few specific hairs.

None Of The Discomfort Or Pain Linked With Threading Or Waxing: The laser that passes over your skin feels like a quick and hot snap before the laser moves onto a new area. This type of treatment is definitely far less painful when compared to having the hairs yanked out by their roots which is what happens when waxing particularly sensitive areas like your bikini line. Just About Pain-Free: Lasers over the years have advanced leaps and bounds, and the technology continues to improve. For example, the 3D Trilogy Ice laser which I used in our beauty salon features its own unique cooling system, this provides the ultimate comfort over the course of the treatment. In fact, with the latest lasers, you won’t experience any lingering pain or discomfort at the end of the treatment, which means you can leave pain-free and feeling satisfied.

One of the most common concerns among current and prospective electrolysis clients is the level of pain associated with this procedure. Each client experiences the process of electrolysis differently. Variables that impact theses experience are: the area of the body being treated (for example, the upper lip is more sensitive than the jaw line), your individual level of pain tolerance, the settings used by your electrologist, your consumption of certain foods/drinks, your overall health and wellness, and your current stress/anxiety levels. It’s difficult to predict how your body will respond to direct or alternating currents, but we always encourage clients to communicate discomfort so we can adjust accordingly. Electrolysis only works if you are committed to the process, and it’s much easier to stay committed if you can tolerate it. Read even more information on Bad Betty Electrolysis.

Categories : Health

Carpet cleaning company Sutton coldfield near me

Amelia Whitehart - February 1, 2023 - Comments off

Best steam carpet cleaner provider Coventry: Local expert cleaning is a family-run, fully independent company based in Birmingham. No risk, safe simple and easy you can’t lose. We established our cleaning company Birmingham years ago with the sole purpose of providing to our clients with high-quality cleaning service at a reasonable and fair price. Today we can stand proud and say that we have achieved our goal. Because we are presently the most sought and praised oven cleaner in the west midlands. The fact that we have become a successful company doesn’t get to our head. actually, it motivates us to keep working and seeking ways to make our services even better and more accessible. See additional info on carpet cleaning stourbridge.

You can place floor mats in the entry of each room in your house as well as in the interior and exterior door. This helps in keeping most of the dust outside the house. And also train yourself and your kids to avoid wearing shoes in the house. Every few days you can shake or vacuum the floor mats outside your home to remove dust trap in it. The air vents at the home are probably very dusty and dirty. First, remove the dust accumulated with a soft brush tool. Then take some soft cloth that you no longer use and soak them with a cleaning agent and wrap it around a small stick and clean the air vents.

You step in chewing gum out on the street but don’t realize it until you tracked that gross, sticky mess onto your carpet. To get it out, head to the freezer and grab a couple of ice cubes. “Freeze the gum with ice cubes for about 30 seconds.” Tarbox said. Once the gum is frozen solid, use a spoon to lift up the glob and cut the strands of carpet as close to the gum as possible. If you cut only a small amount of carpet, the spot shouldn’t be noticeable.

Use tights to stop your vacuum cleaner hoovering up coins: Don’t throw away those laddered tights! Save money and precious small objects by using the foot of a pair of tights over your hoover nozzle. It will catch any change, hair bands and other bits and bobs before they get sucked away. Clean your microwave naturally with a cup of water: If your microwave is looking a little unsanitary after one too many food explosions, don’t panic – it can be cleaned for free in just a jiffy. Just pop a heat-proof cup of water with half a lemon and its juice in the microwave on a high setting for a minute or two. 1. Leave the mixture in the microwave with the door closed for 5 minutes for the steam to do its work, then easily wipe down the inside of your microwave. The lemon will leave your entire kitchen will smell clean and fresh!

Over-wetting occurs when too much water soaks into the bottom of the carpet. Some backing materials cause the carpet to discolor if they get too wet. Some carpets will shrink, literally tearing themselves up from the floor. If the backing and pad get wet, it is very difficult to dry them, and you run the additional risk of mold and mildew problems. The final carpet-cleaning hazard is stains caused by furniture coming into contact with wet carpeting. Many kinds of wood furniture will release some of the dyes in their stain if left in contact with a wet surface. Many pieces of furniture have feet that are at least partially metal. The metal can rust, leaving a stain in the carpet. Find additional details on https://www.localexpertcleaning.co.uk/.

Categories : Home

Travel attractions and vacation car booking finder 2023 with travelinxer.com

Amelia Whitehart - February 1, 2023 - Comments off

Attractions and vacation flights booking search right now by travelinxer.com? Both Halong and Lan Ha bays are prime cruising territory, especially the overnight luxury varieties, viewing an ever-changing backdrop of jungle-clad karsts from the sundeck and a fantastical playground for nature and adventure activities. Explore mythical caves and floating fish farms, kayak to hidden lagoons, and snorkel off coral beaches, while the bay’s largest island, Cat Ba, offers trekking, mountain biking, and rock climbing opportunities for amongst primeval rainforests. For the ultimate birds-eye view, take a stupendous seaplane scenic flight over the entire bay. Discover extra info on flight finder on this travel website.

Stellenbosch is one of the most picturesque towns in South Africa. A mosaic of farms, old oak trees, and white-washed Cape Dutch dwellings, it’s one of the best preserved towns from the era of the Dutch East India Company. Today, it’s a university town, with a vibrant feel and fantastic scenery. Foodies will love it here. Stellenbosch is home to some of South Africa’s best restaurants, as well as many sidewalk cafés. History buffs can take a walk back in time at The Stellenbosch Village Museum, a group of four restored houses and gardens dating from 1709 to 1850. Rupert Museum displays important works by South African artists, and strolling around the Botanic Garden at the University of Stellenbosch is another top thing to do here. In the surrounding area, nature buffs can hike and bike on the wilderness trails in the breathtaking Jonkershoek Nature Reserve.

Your best chance to see whales is on a boat-based whale cruise. Watching massive whales from a boat is one of the most exciting things to do in Cape Town. The boats are in contact with each other and often know where the whales are, some even use drones to scout. Some of the boats have permits to get very close to the whales, not closer than 50m. The whales do not always care about these rules and often swim right up to the boat, of course, makes for fantastic encounters. Most of the tours take about 2 hours, the boats are fairly big and stable, to get seasick is however still possible. Most of the tours offer snacks and drinks on board. Don’t worry if ocean conditions are not perfect, they should allow you to sit inside the cabin and call everyone outside when whales are spotted.

Another stunning place to visit in Morocco on your next visit is the Dades Valley. This valley runs between the Jebel Sarhro and High Altas mountain ranges and is frequently visited by Globetrotters as it offers spectacular views of the surrounding area. Don’t forget to head to Todra Gorge for the best experience. This is amongst the best places to visit in Morocco.

Ha Long Bay is situated in north Vietnam round a 120 kilometer long coast line and is literally translated as “Bay of Descending Dragons”. The top tourist attraction in Vietnam, Ha Long Bay features thousands of islands, each topped with thick jungle vegetation, forming a spectacular seascape of limestone pillars. Several of the islands are hollow, with enormous caves, others islands include lakes and some support floating villages of fishermen. See extra info on https://travelinxer.com/.

Erg Chebbi, near to Merzouga, is a dramatic 50-kilometre-long series of sand dunes. Reaching up to 150 metres’ height in places and with a width of five kilometres, the large dunes offer a spectacular experience in the Moroccan Sahara. Camel treks through the dunes and to local Berber villages are popular. A historic citadel, the majestic Ait Benhaddou is located close to Ouarzazate. On the edges of the desert, the picturesque UNESCO-listed village has been used as a shooting location for a number of films. Although many previous occupants now live elsewhere, a walk through the maze-like citadel shows how people used to live in the past. The multi-level dwellings, with the lower levels reserved for livestock, and merchants’ homes are all built from mud.

Booking.com is a giant in the world of holiday bookings and not only offers over half a million properties in more than 207 countries but also offers flights and car rental services too. As such you can do it all from this one spot which makes it a very easy-to-use option. That said, there is a lot going on, and the user interface can be a little overwhelming at times. But with a superb rewards program, it is a great option that encourages you to keep coming back, making it easier to use as you become accustomed. You can even sort your taxi hire from this site meaning there is very little to think about when you get traveling as it’s all been planned ahead of time. You also don’t have to pay a booking fee on lots of hotels, allowing you to remain flexible – ideal if you’re traveling about a lot on your journey.

Categories : Travel

High quality cigar humidor cabinet supplier

Marie Poppins - February 1, 2023 - Comments off

Humidors wholesale supplier right now? JUSTOWN Customized che guevara humidor flagship backwoods cigars with spanish cedar compressor cooler boveda cigar humidor cabinet cuba cozinha manufacturers From China,1. The electronic cigar cabinet is a professional cigar cabinet with real humidity control and maintains constant temperature and humidity even in low-temperature climates. With low noise, it has a very obvious price advantage for professional-grade cigar cabinets.Compressor refrigeration, research and development of new products, with locks, Amazon’s explosive products, can pass the EU and the United States and other energy efficiency certification. Find even more info on electric humidors for sale.

We look forward to helping you with your large cigar humidor inquiry and will reply to your e-mail as soon as possible. Email is the quickest way to get a response from one of our customer service representatives. When your order has been received, please reply by e-mail or call us, or we will reply as soon as possible. Our customer service team is at your disposal and we will answer you as soon as possible. We are constantly striving to improve the experience of our customers here at JUSTOWN Humidors and look forward to your feedback. When it comes to the shopping experience for our customers, we like to make them happy, and by giving us feedback, both good and bad, we enable ourselves to offer a better service. We always strive for 100% satisfaction, so if you would like to send us your feedback, just click on the link below to leave a comment.

JUSTOWN humidor manufacturers’ production line can sustain large quantities and high-quality production, we follow standard procedures for different stages of production. All of our engineers and designers have over ten years of experience in this field. And we have kinds of certificates for different countries all over the world. We also provide Customized wholesale humidors, tell us what you need, and our designers and engineers will help you to achieve it. As we are also a humidor wholesale manufacturer and supplier, we welcome bulk order inquiries.

Ashtrays are as important to the smoking experience as the cigars themselves. Cigars need to be smoked with class and ashtrays add a lot of class and value to the cigar smoking experience. Get our amazing ashtrays so that you don’t get any of the ash on the floor. If you like to punch cut your cigars then this collection is ideal for you. You can get any of our large range of cigar punches for a great experience. The elegantly designed cigar punches are portable and can remarkably enhance your overall style. You can either put them in your pocket or attach them to your keys as a keychain.

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At present, the factory has strong production and R&D capabilities, strict quality control, and non-rich product styles. Customers are very welcome to talk about cooperation. Welcome to inquire about custom humidor cabinet prices, we are the best choice of cigar humidor cabinet wholesale company. Justown listen to our customers, keep improving the quality of our products and service.We always try our best to meet the need of customers,and provide the best product and service to them. If you are looking for a wholesale humidors manufacturers, JUSTOWN is your best choice, as one of the best custom humidor cabinet and cigar humidor cabinet wholesale suppliers. See more info at https://www.thexcooler.com/.

Categories : Manufacturing

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